Annette was born in the village of Deiniolen in Gwynedd, in which she still lives. She graduated at the Royal Northern College of Music in 1984, she then joined the Music Department of the University of Wales, Bangor as a piano tutor to students following B.A. and B.Mus. degree courses. Annette has regularly accompanied many of Wales' top Opera stars both at home and abroad – Bryn Terfel, Rhys Meirion, Gwyn Hughes Jones, Rebecca Evans, Jason Howard to name but a few. She has accompanied at the Albert Hall, London on several occasions and Sir Andrew Lloyd Webber, Sir George Solti, Prince Charles and the late Princess Diana have been amongst her private audiences.